These are trying times for many Americans who find themselves confronted with the inability of paying the mortgage. They risk losing their homes, and since this is one of the worst things that can happen to a family, it is easy to understand why many are reluctant to borrow money for a house. On the other hand, these days the mortgage rates are at an all-time low and those who are inspired and bold can capitalize on them by purchasing Luxury Oceanfront Condos in South…